Insurance Services

Serving all of your insurance needs with choices

There are many kinds of insurance. How do you decide which are the most important for you, your family or your business?

Several decisions are pretty easy to make. If you own a car, the state of Ohio requires you to have auto insurance. If you have a mortgage, the lender will require you to buy insurance on the house.

You should also insure things that could cause financial problems in the event of a loss. For example, you might need insurance if something valuable is destroyed or taken away. It might be your home, your car… even your ability to work.

Choosing affordable insurance doesn’t have to be a burden. Let us help you decide which policies make the most sense for your life. We’re available Monday through Friday from 8:00am to 5:00pm and can even set up evening and weekend appointments to accommodate your schedule.

Insurance Services Offered

  • Automobile

    Auto insurance can help cover repairs to your vehicle and medical costs in the event of an accident. It can also protect you from economic disaster should you cause an accident resulting in property damage or injuries to other people.

  • Homeowners

    Your homeowners policy combines various personal insurance protections, which can include losses occurring to one’s home, its contents, loss of use (additional living expenses), or loss of other personal possessions of the homeowner. These policies also cover liability insurance for accidents that may happen at the home or at the hands of the homeowner.

  • Rental Properties

    A rental property insurance policy provides similar benefits to a homeowners policy, but does not include coverage for the dwelling or structure itself. Personal property is covered against perils such as fire, theft and vandalism.

  • Vacant Homes

    When a home becomes vacant, a standard homeowners policy may give the carrier the right to cancel mid-term, lower coverage levels, or even deny a claim. You need is a policy that is specifically written for the risks of a vacant property. Purchasing a vacant home insurance policy is a wise decision under these common circumstances: you own rental property and are between tenants, you’ve moved for a new job but your house is unsold, a property is undergoing renovations, or you are selling a house to close an estate.

  • Small Business

    Having the right business policy protects you from lawsuits resulting from: injuries that occur on your business premises, injuries sustained as a result of the actions or negligence of one of your employees, even property damage caused by your employees.

  • Motorcycle

    Ride with confidence, knowing you have the right insurance policy in place. Our motorcycle policies protect you against financial loss if you have an accident, and provide property, liability and medical coverage.

  • Boat

    A boat policy insures you and your boat against liability and damage in the event of an accident. Typically, auto or home insurance does not provide you with the right coverage on your boat or personal watercraft. The most important thing to remember is that if you don’t have a separate boat insurance policy, you’re most likely underinsured.

  • Bonding

    Bonding helps ensure that the job you’ve been hired to do is performed and that the customer is protected against losses from theft or damage done by your employees. Customers can rest assured that if they suffer a loss as the result of your work, they can recover the damages from the bonding company — making your business more attractive to them.

  • Life Insurance

    A life insurance policy can replace income for dependants (children, spouse, etc.) in the event of a death. It can also pay for funeral costs, probate and other estate administration costs, debts and medical expenses not covered by health insurance plans.

  • Medical

    Individual medical insurance policies provide health benefits for people who are unemployed, self-employed or students and offers protection against financial catastrophe if you or your family are hit with a major illness or injury. We can also provide group plans for 2 to 100 employees.

Don’t see what you’re looking for? Please contact us so we can schedule an appointment to discuss your specific insurance needs.